RAIPUR: Under Chhattisgarh Mahila Kosh, will now extend a loan of up to Rs 6 lakh to women’s groups as the eligibility conditions to avail loans have been simplified.
Chief Minister Bhupesh Baghel on May 2, had pledged to provide loans up to Rs 6 lakh to women's groups. The state government has issued an order to this effect on Friday.
The order states that the women groups having taken a loan for the first time and paid it completely will be eligible for a maximum loan of Rs 6 lakh instead of Rs 4 lakh. Also, the loan of Rs 4 to 6 lakh will be repaid in 60 monthly instalments after 6 months of receiving the loan. The benefit of loan eligibility will be available only to beneficiaries who pay regular instalments.
Apart from it, the eligibility conditions under the Saksham Yojana were relaxed. The eligibility of the female beneficiary to take a loan will be determined on the basis of her annual income instead of the annual income of the family. Now the woman whose annual income limit is up to Rs. 2 lakh will be eligible for a loan.
Mahila Kosh provides loans at a rate of only 3 percent annual interest to economically empower women through the loan scheme and the Saksham Yojana.
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